Credit Officer at Baikal Group
Job Title: Credit Officer
Organization: Baikal Group
Location: Kampala, Uganda
Education: Bachelor’s degree in Accounting, Finance, or related field
Experience: Minimum 2 years as a Credit Officer
About Baikal Group
Baikal Group is a growing conglomerate working across finance, medical tourism, and technology sectors in Uganda and East Africa. We value professionalism, punctuality, and integrity.
Job Summary
We are looking for a self-driven, target-oriented, and dynamic Credit Officer to join our growing team. As a Credit Officer, you will be the bridge between Baikal and our clients – guiding them through the loan process, assessing their eligibility, and ensuring they get the financial support they need while maintaining our high lending standards.
Key Duties and Responsibilities
Sales & Marketing
- Work with the sales team during activations to identify prospects and convert them into clients.
- Provide clear, accurate information to potential customers about our loan products.
Customer Acquisition & Loan Processing
- Maintain accurate records of loan applications using our loan management software.
- Monitor loan application progress and keep clients updated on any issues or delays.
- Collect required financial documents and assess client creditworthiness.
Credit Analysis & Decision-Making
- Analyze client financial data and credit scores to determine loan eligibility.
- Approve or reject applications in line with company standards, and communicate decisions promptly.
Loan Disbursement & Client Training
- Educate clients on loan terms and conditions before agreement signing.
- Handle contract signings and oversee asset delivery.
Qualifications, Skills and Experience
- Bachelor’s degree in Accounting, Finance, Business Administration, or related field.
- Minimum 2 years of experience as a Credit Officer (asset financing experience is a plus).
- Strong understanding of loan processes and relevant regulations.
Skills & Competencies
- Excellent communication & customer service skills
- Strong analytical skills & attention to detail
- Ability to work under pressure and meet deadlines
- High ethical standards and confidentiality with financial data
Work Conditions
- Full-time, field-based with occasional office work
- May require extended hours during peak disbursement seasons
How to Apply
Send your CV and a brief cover letter to:
- office@baikalfinance.ug
- raj.b@baikalfinance.ug
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