Jobs in Uganda Uganda Housing Finance Bank Jobs in Uganda 8 Fresher Personal Banker Job Jobs in Uganda at Housing Finance Bank 8 Fresher Personal Banker Job Employment opportunities Housing Finance Bank
Job Title ⇒ Personal Banker - Incremental Housing Loans 8 Job
Placements Site ⇒ ugandajobss.blogspot.com
Organization ⇒ Housing Finance Bank
Duty Station Uganda
Reports To ⇒ Branch Manager
Grade Assistant Banking Officer
About US
Housing Finance Bank, is a Commercial Bank and the leading provider of housing
finance solutions with a vision to be the preferred consumer and business bank
with a focus on housing finance. To efficiently and effectively attain its
strategic objectives, Housing Finance Bank is seeking to hire qualified,
versatile and self-driven individuals to join an exciting opportunity to grow
the bank’s incremental housing loan segment. The objective of the incremental
housing loan is to provide housing financial solutions to low and middle
income earners in both the formal and informal sectors of the Ugandan economy;
Job Summary ⇒ To grow the Bank’s Incremental Housing Loans business through
sales, relationship management and retention of a specified portfolio and
ensure portfolio quality in line with the Bank’s policies and procedures
Key Duties and Responsibilities
⇗ Active mobilization, sensitization, recruitment and recovery of Incremental
Housing Loans from customers
⇗ Manage existing client relationships to increase/grow Housing Finance Bank
share of wallet in the micro housing space as well as promoting a savings
culture among the customers.
⇗ Initiate credit applications for assessment / review by completing the
documentation including financial analysis and submitting to Credit
Committee for approval in line with Credit policies and procedures.
⇗ Develop and implement a sales plan and champion the Incremental Housing
loan product selling campaigns to achieve and exceed sales targets
⇗ Ensure effective monitoring of loans with reference to risk management
framework, customer service standards and loan terms through regular visits to
clients and manage delinquency /early warning signs of default by following up
on problem clients.
⇗ Prepare sales and productivity performance reports as shall be required
from time to time detailing the performance progress.
⇗ Timely handling of customer queries and complaints and resolution. Where
required, escalate any unresolved queries in line with the Customer Service
Charter.
⇗ Monitor and evaluate performance of assigned loan portfolio with reference
to risk management frame work, customer service standards and the loan terms.
⇗ Liaise with Credit department through the Relationship Manager Incremental
Housing to initiate and participate in the recovery of delinquent loans in the
branch in line with set policies and procedures governing the recovery
process.
⇗ Any other related duties that may be assigned from time to time
Qualifications, Skills and Experience
⇗ The ideal candidate must hold a Bachelor’s degree in a business related
discipline from a recognized university.
⇗ At least two years progressive experience in microfinance lending business
preferably in a Microfinance or commercial bank
⇗ Proven sales track record in a financial services industry
⇗ Good understanding of micro lending processes and procedures preferably
from a microfinance institution or commercial bank
⇗ Good understanding of portfolio management process and procedures
⇗ Sound understanding of Laws and regulations relating to lending in
Financial Institutions
⇗ Customer centricity
⇗ Excellent interpersonal and communication skills
⇗ High level of integrity
⇗ Result oriented.
⇗ Excellent organisational skills
How to Apply
All Interested candidates should hand deliver their applications with a recent
CV, copies of all academic transcripts, certificates and testimonials, daytime
telephone contact, postal and email address and three competent referees to
Head, Human Resouces
Housing Finance Bank,
Investment House
4 Wampewo Avenue, Kololo
Please take note that ONLY shortlisted candidates will be contacted and any
form of canvassing will lead to automatic disqualification.
Deadline Thursday 23 rd July 2020 at 500 pm
Apply Through
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Email⇒
URL⇒Link
Warning Never Pay money for getting a job.
For more jobs in Uganda visit ugandajobss.blogspot.com website
Jobs in Uganda Uganda Housing Finance Bank Jobs in Uganda 8 Fresher Personal Banker Job Jobs in Uganda at Housing Finance Bank 8 Fresher Personal Banker Job Employment opportunities Housing Finance Bank
For more jobs in Uganda visit ugandajobss.blogspot.com
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