Jobs in Kampala at Dfcu Bank

Jobs in Kampala Uganda Dfcu Bank Jobs in Kampala Entry Level Credit Analyst Job Opportiunities Jobs in Kampala at Dfcu Bank Entry Level Credit Analyst Job Opportiunities Employment opportunities Dfcu Bank

Job Title ⇒ Credit Analyst ]https//www.theugandanjobline.com/
Organization ⇒ DFCU Bank
Duty Station ⇒ Kampala, Uganda
Reports to ⇒ Team Leader- Personal and Business Banking Credit Analysis
About US ⇒
DFCU Bank is a fast growing commercial bank offering a variety of innovative
products and services. DFCU Limited was started by the Commonwealth
Development Corporation CDC of the United Kingdom and the Government of
Uganda through the Uganda Development Corporation UDC under the name of
Development Finance Company of Uganda Limited. Later restructuring brought in
DEG of Germany and International Finance Corporation IFC as equal partners
with CDC and UDC, each having a 25% stake in the company. Its objective was to
support long-term development projects whose financing needs and risk did not
appeal to the then existing financial commercial lending institutions.
Job Summary ⇒ The Credit Analyst will be responsible for developing and
analyzing medium to large fundable credit proposals through effective credit
appraisals and due diligence process so as to achieve quality portfolio
growth.
Key Duties and Responsibilities ⇒
⇗ Analyze and prepare credible credit proposals with the result of getting
quick approval from the credit approval team and manage customer expectations.
⇗ Propose appropriate structure and the financing need and pricing for the
different credit applications and advise the relationship managers and
customers accordingly to ensure that it meets set standards and complies with
the credit policy.
⇗ Timely submission of required documents to credit and legal departments to
have fast turnaround time, compliance with internal controls as per credit
approval criteria detailed in the Credit Policy and Operational Guidelines to
avoid/minimize loss of revenue and prevent frauds and forgeries.
⇗ Make physical visits, inspect, and confirm the existence of the business
for proposed credit facilities to ensure that customer business is in line
with the bank’s acceptable credit risk appetite.
⇗ Review existing credit facilities on an annual basis, make necessary
propositions like renewals, restructures, to minimize arrears and avert likely
NPA while ensuring customer retention, revenue stability and identifying new
business.
⇗ Maintain annual credit review calendar and prompt relationship managers to
obtain the necessary information for reviews of credit facilities.
⇗ Review clients’ compliance to set covenants and conditions at facility
approval.
⇗ Proper pricing of credit applications and reviews to ensure full collection
of fees and commissions for growing the revenue line.

Qualifications, Skills and Experience ⇒
⇗ The ideal candidate for the DFCU Bank Credit Analyst job should hold a
Degree in either Business Studies, Management, or Economics.
⇗ Credit Analysis and Underwriting training.
⇗ Two years of working experience in credit analysis in the Banking industry
or any related field.
⇗ Advanced Credit Analysis skills – interpretation of financial information.
⇗ Have a thorough understanding of bank products and general knowledge on
current trends in the market.
⇗ Quality underwriting skills.
⇗ Customer service/centric skills.
⇗ Excellent communication skills – both written and oral.
⇗ Forecasting and business modelling.
⇗ Computer competence.
⇗ Good negotiation skills.
⇗ Good interpersonal skills.
⇗ Ability to manage time and pressure effectively to ensure no loss of
efficiency.
⇗ Good presentation skills.
⇗ Organized and efficient i.e. goal and task oriented to complete multiple
priorities and with the dynamic demands of the different teams in relationship
management, credit sanctioning, disbursement, legal etc.
⇗ Be able to deal with clients directly.
⇗ Ability to keep abreast on changes in the market, customer requirements,
competitors’ responses, and the bank’s ability to use information to identify
new business opportunities and threats.
⇗ Ability to keep abreast on changes in the market, customer requirements and
competitors’ responses.
⇗ Ability to identify new business /products on the market, opportunities,
and threats in order to carry out a comprehensive credit analysis.
⇗ Good interpersonal skills – ability to quickly build rapport with new
people.
How to Apply ⇒
All suitably qualified and interested candidates are encouraged to send
applications with detailed CV’s including present position and copies of
relevant professional/academic certificates University Transcript, O and A
level to the email address indicated below; Vacanciesbank@dfcugroup.com
Deadline 9 th March 2021

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Email⇒Vacanciesbank@dfcugroup.com
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Jobs in Kampala Uganda Dfcu Bank Jobs in Kampala Entry Level Credit Analyst Job Opportiunities Jobs in Kampala at Dfcu Bank Entry Level Credit Analyst Job Opportiunities Employment opportunities Dfcu Bank

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Brown Alex Friday, 5 March 2021 Dfcu Bank Uganda Jobs Employment opportunities at Kampala Jobs in Kampala