Credit Administration Officer (Fresher Jobs)
Organisation: Tropical Bank
Duty Station: Kampala, Uganda
Deadline: 2nd October 2025
Key Requirement: Bachelor’s Degree + 2 years’ lending/credit experience
About Tropical Bank
Tropical Bank was established in 1973 under the name Libyan Arab Uganda Bank for Foreign Trade and Development. Tropical Bank Limited is jointly owned by the Governments of the Republic of Uganda 0.03% and the Libyan Foreign Bank (LFB) 99.97% of Paid-up Capital. The Bank provides professional and personalized commercial banking services to various sectors of the economy including financial support to Parastatals, Corporates, Small and Medium Enterprises, Individuals, and Non-Governmental Organisations.
Job Summary
Execute the bank’s credit administration processes, including credit documentation, disbursement, maintenance, monitoring, and reporting.
Key Duties and Responsibilities
- Facilitate the disbursement of loans and advances with due care in strict compliance to bank policies and procedures.
- Ensure that loan contracts like offer letters and collateral agreements are drafted in line with approved templates.
- Ensure that correct limits are input and all applicable fees collected in accordance to offer letter instructions.
- Ensure post-disbursement compliance with approved terms and conditions.
- Support the Senior credit officer monitoring and reporting in preparing reports and data entry to maintain accurate databases related to credit administration.
- Preparation of offer letters in line with approval requirements, Credit policy and regulatory requirements.
- Confirm the security perfection for secured facilities before disbursement or exceptional approval has been given by Executive Management.
- Ensure the correct legal documents have been drawn up and duly executed to protect the Bank’s interests.
- Update the register of exceptions for regular follow-up and ensure complete closure within the agreed timelines.
- Check on expiring financial statements, valuations, and insurance policies and engage branches and relationship managers to submit renewals as defined in the credit policy.
- Review and check the overdraft facilities and report on overdrawn limits, turnovers, and average unused limits.
- Actively participate in credit projects and initiatives as appropriate.
- Maintain accurate and up-to-date records of loan documents and customer information.
- Provide assistance in resolving issues or discrepancies related to credit accounts.
- support in audits and compliance reviews as needed to verify compliance with credit policies.
- Ensure proper custody of credit documentation/files of all customer credit facilities
Qualifications, Skills and Experience
- Bachelor’s Degree in Business, Finance, Accounting, Economics, or a related field
- At least 2 years’ lending or credit experience in a financial institution.
- Excellent communication and presentation skills.
- High ethical standards and integrity.
- Neutrality and independence of judgment
- Problem-solving abilities.
- Proficiency in English Language and any other local language, preferably Luganda
How to Apply
If you meet the above requirements, please submit your application online by sending a cover letter, a detailed CV, and copies of relevant academic and professional certificates to the following email address: recruitment@trobank.com
Note: Tropical Bank Limited is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, national origin or disability status. Only shortlisted candidates will be contacted.
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